Monday, July 11, 2005

Well, I just got a letter from the insurance company about my storage unit burglary that they are denying my claim. Apparently since there are no signs of forced entry into my unit, the insurance company isn't going to help me at all with the $2,500+ worth of stuff that was stolen from me.
Seriously, I think it is ridiculously unfair and maybe not so surprising, seeing how nothing seems to work out for me lately.
Optimism = gone.
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8 comments:

Matthew said...

Trish, If you want you could send or give me a copy of your policy and the denial letter they sent. And a police report if one was taken. I'd be happy to look it over for you. So sorry for you. :(

10:35 AM
Little Silver Stars said...

Thanks Matt!
I have all the stuff I sent to the insurance sompany, plus I also have photos of the storage unit, and it DOES have damage!! Grrrr, stupid insurance company! PAY ME!

2:51 PM
Lisa Armsweat said...

Dear Ms. Patrisher Arsneth,

We cannot process your request for payment at this time, as it appears you are trying to "pull one over on us." We know you are out of a job, and that you intentionally removed these items yourself; that you did some kind of magic mojo that made the surveillance tape fuzzy; and most of all, that you are just a hateful person trying to bilk money from an innocent insurance company just trying to get by as it is. Do you know we had to get rid of our Sparkletts water delivery, just to save money? It;s not easy, and we are sure you can understand this. Now we demand that you leave us alone and let us not do our job. Although you have paid your premiums, that does not mean we have to do anything for you.
We apologize for any misunderstanding you might have had about the insurance industry, but that's your problem, regrettably. Not ours.
Have a wonderful day and thank you for using Bitchwad Insurance!

--Michael T. Pussyface
Claims Processor

3:15 PM
Matthew said...

See, I could tell that letter wasn't written by an actual insurance company because pretty much all the words in it could be understood by most anyone who can read. Whereas every day I send out letters with words like "subrogation," "estopped," and "novation." That's the kind of letter you get from an insurance company.

Hangs head in shame.

3:33 PM
Christina said...

I hate insurance companies! (no offense, Matt) My husband's car was backed into by a U.S. Food Service truck and even though he got a police report, the driver of the truck claimed my husband drove into HIM, so the insurance company wouldn't pay the claim. What is that?

7:43 AM
WJR said...

I once got my bike stolen and the insurance company tried to screw me. They didn't try to give me zero, they just didn't want to give me what my bike was worth. It was through my parent's insurance at the time and they kept calling with questions and then finally gave me a price that was way less than what I was going to have to pay to replace the bike. I finally went a bit nuts on them about how my family has been paying premiums for X number of years and I couldn't believe they were giving me shit over a couple hundred dollars and what is the point of insurance if it doesn't insure anything. A few weeks later a check for the full amount I was requesting showed up. I don't know if this method will work for you, but I suggest writing and calling and generally putting up a fight and perhaps they will see things your way or at least partially your way. If that doesn’t work I suggest finding a new insurance company and then let them know that they just lost a customer.

5:22 PM
Robert said...

An arsenist could have blown the door open with a pipe bomb and they would have blamed it on someone lighting a cigarette.

Talk with a lawyer and get their opinion. :)

10:58 AM
lengli said...

Ughhh, that absolutely sucks and I am wishing your insurance company cancer with my brain!

Never underestimate my powers of telekinesis.

12:00 AM

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